by michaelkastrenakes | Dec 24, 2025 | Michael Kastrenakes, Finance
When it comes to acquiring a new vehicle, today’s car buyers face an important decision: Should they lease or finance the purchase through a loan? Each option offers distinct advantages and trade-offs, and the right choice depends on individual needs, driving habits,...
by michaelkastrenakes | Dec 2, 2025 | Michael Kastrenakes, Finance
For millions of Americans, having poor or limited credit history can feel like a barrier to financial growth. Whether due to past financial mistakes, limited borrowing experience, or life circumstances beyond their control, many individuals find themselves labeled as...
by michaelkastrenakes | Oct 23, 2025 | Michael Kastrenakes, Finance
When it comes to purchasing a vehicle, most consumers will explore their financing options before stepping into a dealership. Two of the most common ways to finance a vehicle are dealer-arranged financing and direct lending. While both methods provide access to the...
by michaelkastrenakes | Oct 3, 2025 | Michael Kastrenakes, Finance
Subprime financing plays a critical role in extending credit to borrowers who may not meet the traditional lending criteria. While this financing approach increases access to credit for millions of consumers, it also carries higher risks due to the borrower’s limited...
by michaelkastrenakes | Sep 2, 2025 | Michael Kastrenakes, Finance
Taking out a loan for the first time is a major financial decision. Whether it’s for a car, a student loan, or a personal expense, borrowing money comes with responsibilities that can significantly affect your financial future. Proper planning can make the experience...
by michaelkastrenakes | Aug 1, 2025 | Michael Kastrenakes, Finance
The rise of financial technology, or fintech, is reshaping every corner of the financial services industry. Among the most dramatic changes is how fintech is revolutionizing subprime auto loans—an industry long associated with high interest rates, limited borrower...
