by michaelkastrenakes | Oct 3, 2025 | Michael Kastrenakes, Finance
Subprime financing plays a critical role in extending credit to borrowers who may not meet the traditional lending criteria. While this financing approach increases access to credit for millions of consumers, it also carries higher risks due to the borrower’s limited...
by michaelkastrenakes | Sep 2, 2025 | Michael Kastrenakes, Finance
Taking out a loan for the first time is a major financial decision. Whether it’s for a car, a student loan, or a personal expense, borrowing money comes with responsibilities that can significantly affect your financial future. Proper planning can make the experience...
by michaelkastrenakes | Aug 1, 2025 | Michael Kastrenakes, Finance
The rise of financial technology, or fintech, is reshaping every corner of the financial services industry. Among the most dramatic changes is how fintech is revolutionizing subprime auto loans—an industry long associated with high interest rates, limited borrower...
by michaelkastrenakes | Jul 3, 2025 | Michael Kastrenakes, Finance
The auto finance industry is experiencing a profound transformation in 2025, driven by technology, shifting consumer behaviors, and evolving economic pressures. What was once a straightforward process of applying for a car loan through a dealership has become a more...
by michaelkastrenakes | Jun 2, 2025 | Michael Kastrenakes, Finance
Subprime borrowers, traditionally underserved by mainstream financial institutions, are finding new opportunities in 2025 as lenders embrace innovation and digital transformation. With an increasing demand for inclusive financial services, innovative lending models...
